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Chapter 13 Bankruptcy

Sound Advice for Your Chapter 13 Bankruptcy

Is your family struggling to make ends meet? Has a job loss or the statewide and national recession taken a toll on your budget?

You need debt relief, and you need it now. If medical bills and credit card debt are plaguing you, if you fear looming home foreclosure, repossession, or wage garnishment, contact Jack B. Sabatini, Attorney at Law.

For more than 30 years, Mr. Sabatini has used Chapter 13 bankruptcy protections to help his clients in Huntsville, Madison, Scottsboro and surrounding areas with their debt problems. He has shown many Alabama families the road back to solvency and financial security.

Stop losing sleep. Reclaim your life. Explore Chapter 13 consumer bankruptcy with an experienced Alabama bankruptcy lawyer. Contact Jack B. Sabatini today for a free consultation. You can reach us toll free at 888-493-8073.

More Than 30 Years of Service to Clients in Huntsville and North Alabama

In its more general terms, Chapter 13 allows individuals to reorganize and pay off their debts over a three to five year period. The five-year repayment and reorganization plans in Chapter 13 protect you from creditor harassment for that time span. It also gives you time to work toward repaying your debt — and protect your property in the bargain. At the end of the repayment plan, any remaining debts will generally be discharged as they would have in a Chapter 7 bankruptcy.

Is the simple, manageable debt consolidation option of Chapter 13 attractive to you? This alternative has helped many people throughout Alabama get back on track and rebuild their financial lives.

Stopping foreclosure, stopping creditor harassment and ridding yourself of the personal embarrassment of insolvency — those goals are within your power. Let Jack B. Sabatini tell you more about your options under Chapter 13 of the bankruptcy code.

Contact Jack B. Sabatini, Attorney at Law

Call us today at 888-493-8073 or e-mail us to arrange a free consultation. Please bring a list of creditors, proof of your income, and a tax assessor's appraisal of your home. We offer free consultations and flexible, competitive fees.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Chapter 7

Chapter 7 bankruptcy is designed to give the debtor a "fresh start." Chapter 7 can be used to discharge or eliminate certain kinds of debts... Learn More >

Chapter 13

Chapter 13 allows individuals to reorganize their debts over three to five years. Chapter 13 protects you from creditor harassment... Learn More >

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