The Chapter 7 Bankruptcy "Fresh Start"
If your personal or family debts seem suddenly overwhelming, and your prospects for repaying them in a timely fashion look bleak — consider the advantages of a Chapter 7 consumer bankruptcy filing.
A Chapter 7 or "straight" bankruptcy is designed to give the debtor a "fresh start." If you are eligible to file, Chapter 7 can be used to discharge or eliminate certain kinds of debts. There are limitations on the value of real estate and personal property, but there are many exemptions that will most likely allow you to keep much of it.
Chapter 7 bankruptcy could provide the solutions to your Alabama family's financial woes. Contact our lawyer in Huntsville today, to find out more. You can call toll free from Madison, Scottsboro and the surrounding areas at 888-493-8073.
Discharge Debt, Buy Time and Breathe Again — Let Jack B. Sabatini Show You How
Here is what Chapter 7 bankruptcy can do for you:
- Stop foreclosure
- Stop creditor harassment
- Stop repossession
- Stop wage garnishment
- Ease the burden of medical bills, credit card debt and personal loans
- Protect your income tax refund
In order to qualify for a Chapter 7 filing, you will generally have to pass a "means test" that was created to make sure only those who really need it can use Chapter 7. If your "means test" results qualify you for a Chapter 7 bankruptcy filing, Mr. Sabatini will take it from there. He will work hard to see your bankruptcy case through to a successful conclusion. In some cases, these matters can be resolved in as few as 90 days.
Does a "fresh start" sound like something you would be interested in? To find out more about the dischargeable debts and property exemptions of a Chapter 7 "straight" bankruptcy, contact Jack Sabatini, Attorney at Law.
A Toll-Free Call for North Alabama Clients — 888-493-8073
We offer free consultations and competitive fees. We will also respond promptly to your e-mail messages.
What To Bring To Your First Meeting With Us
To best prepare for your consultation, you will need to bring a list of your creditors, proof of your income, and a tax assessor's appraisal of your home. These documents will go far toward helping us assist you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
