To Prevent Foreclosure Through Chapter 13 Bankruptcy, Contact A Lawyer In Huntsville
Are You At Risk Of Losing Your Home To Foreclosure?
If you are at risk of losing your home to foreclosure in Alabama, don’t be afraid to ask for help. Bankruptcy protections are federal law for a reason — to help those who have found themselves deeply in debt and need a second chance.
Stay In Your Home Through Chapter 13 Bankruptcy
While both Chapter 7 and Chapter 13 bankruptcy filings will stop foreclosure proceedings, Chapter 13 typically offers the most effective long-term solution to avoid foreclosure, as it allows you to catch up on your mortgage payments through a three- to five-year debt repayment plan.
For more than 30 years, Jack B. Sabatini, Attorney at Law, has been guiding individuals and families through the bankruptcy process, allowing them to avoid foreclosure and stay in their homes.
To learn more about how we can help you keep your home and make a fresh financial start, contact Jack B. Sabatini, Attorney at Law, at 256-534-4557 or contact the firm online.
Chapter 7 Bankruptcy And Foreclosure
In most cases, both Chapter 7 and Chapter 13 bankruptcy will stop a foreclosure due to the automatic stay, which makes it illegal for creditors to collect on debts owed. However, Chapter 7 will only provide temporary relief while the bankruptcy is pending — when the Chapter 7 filing is complete, you will still owe past all of your due mortgage debt. Often, this means a homeowner will once again be facing foreclosure. While surrendering the home may be an option for some people, if your goal is to stay in your home, Chapter 13 will likely be your best option.
To Prevent Foreclosure, Contact Our Lawyer Serving Decatur
Call us today at 256-534-4557 or email us to discuss preventing foreclosure through Chapter 13 with a bankruptcy attorney in Huntsville. We serve clients throughout the surrounding area in cities such as Decatur, Madison and Scottsboro.
We offer free initial consultations.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Jack B. Sabatini
Attorney at Law 108 South Side Square Huntsville, AL 35801